Personal Finance · Real Talk Wealthsimple Is Built for Singles — Not Couples A frank account of what happens when you ditch your traditional bank for a fintech darling and discover it quietly assumes you live alone. 10 min read  •  Shared finances · Joint accounts · Wealthsimple The pitch was compelling. No monthly fees, a sleek app, automatic investing, and a shiny Wealthsimple VISA to top it off. After years with ATB Financial — a perfectly decent but decidedly old-school bank — switching to Wealthsimple felt like a reasonable upgrade. Simpler. Cheaper. Modern. What I didn't expect was to spend my first few months as a Wealthsimple customer slowly discovering that the platform had been architected, almost entirely, around a single person managing their own money. Alone. I’m not single. I’m married. We share finances. And Wealthsimple, for all its polish, has made that genuinely annoying. The Problems, One by One This isn’t a vague complaint about vibes. ...